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Why A Title Search?
October 2, 2003



Just what is accomplished in a title search? Since the title is the right of ownership, the title search clarifies who is indeed the legal owner of a property. The search involves tracing the unbroken history of the property's ownership.

A clear title is one against which no one, such as a subcontractor; lender or previous owner has a claim.

A clouded title is one, which has a defect of some sort, perhaps a lien against the property, or a question of ownership because the history of the title is not clear.

Title insurance protects the insured against hidden defects in the title.



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